First Time Buyer
If you’re a first-time buyer, you may have spent the past few years saving for a deposit to help you get on the property ladder…
Remortgages
Remortgage is the process of paying off one mortgage with the proceeds from a new mortgage using the same property as…
Equity Release
Equity release refers to a range of products letting you access the equity (cash) tied up in your home if you are over…
Buy To Let Mortgage
Buy-to-let is a British phrase referring to the purchase of a property specifically to let out, that is to rent it out. A buy to let mortgage is…
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Home Buying Process
A personal consultation with trusted mortgage professional should address all your initial known approval questions as well as uncover any potential challenges that may complicate the entire transaction.Therefore,it is important to know how much home you can afford,the size of deposit required,monthly mortgage payments as well as the type of mortgage product you will use to finance the property.
The home buyer locates a home,negotiates the price, and signs a purchase agreement.
The mortgage adviser prepares the loan application on behalf of the borrower and the loan processor gathers all of the information needed for the loan and creates a file.
The underwriter analyses the loan file to determine if it should be approved or denied and the underwriter then issues a final approval, and the home buyer attends closing to finalise the deal.
Our Commitment
We firmly believe in delivering first class service to our clients by giving them excellent value for their money.
We will always treat you with integrity in the manner we would expect to be treated.
We will always treat you fairly by being open and honest in all our dealings and will never take advantage of you.
Your success is our success!
INDEPENDENT MORTGAGE ADVISERS
WE REALLY DO KNOW OUR STUFF
We are Independent Mortgage Advisers based in Greater Manchester dealing with clients nationally. We are not tied to any bank or estate agents which means we just work for you. Call us today for honest impartial advice Tel: 0161 5182536
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